VSC/GAP

Protect your wallet from unexpected repairs

Ask your salesperson about the options available for your vehicle.

FREQUENTLY ASKED QUESTIONS

Q: IS THE PLAN TRANSFERABLE IF I DECIDE TO SELL MY VEHICLE BEFORE THE COVERAGE ENDS?
A: Yes, unlike many other plans you can transfer your coverage to the next owner. This may help you get a higher resale value because the next owner will know they are protected from unexpected high repair costs.

Q: WHEN DOES MY COVERAGE START?
A: For used vehicles, coverage begins Day One, Mile One, meaning you are fully protected against covered repair costs the day you purchase your vehicle. For new vehicles, coverage begins on the contract sale date. With the warranty remaining option, the contract begins upon expiration of the manufacturer’s basic factory warranty.

Q: WHERE CAN I TAKE MY VEHICLE FOR REPAIRS?
A: Repairs can be made at any licensed and reputable service facility. We’ll even help you locate a preferred provider if you have a breakdown while traveling.

Q: WHEN DO I HAVE TO PURCHASE THE PLAN?
A: For vehicles no longer covered under basic factory warranty, you must purchase the plan the same day you purchase the vehicle. For vehicles that still have factory coverage, you have until that warranty runs out. However it is always less expensive to buy a plan when you have fewer miles on the car.

GAP INSURANCE

Financing your vehicle and not putting a large down payment down?

We strongly recommend protecting yourself with GAP coverage

Q: What does gap insurance cover?
A: Gap insurance applies any time your vehicle is stolen or totaled in an accident. When you file a qualifying claim, your comprehensive or collision coverage will pay the actual cash value (ACV) of your vehicle, minus your deductible. Your gap coverage may then pay the difference between your vehicle’s ACV and the outstanding balance of your loan.